AI Smart Recommendations
Experimental| Protocol | Chain | Asset | Supply APY | Total Supply (TVL) | Utilization | Earn |
|---|
| Protocol | Chain | Collateral | Borrow Asset | Borrow APY | Supply APY | LLTV | Actions |
|---|
| Protocol | Chain | Asset | Supply APY | Total Supply (TVL) | Utilization | Earn |
|---|
| Protocol | Chain | Asset | Supply APY | Total Supply (TVL) | Utilization | Earn |
|---|
Borrow rates across the stack.
Filtered for TVL ≥ $1M and utilization ≤ 99%. Click any row to inspect the pool event timeline.
On-chain lending, decoded in real time.
Live lending events ≥ $10K
Hot signals
Cheapest USD borrow
24h flows
Whale flows, liquidations, flashloan bursts and rate dislocations across 14 protocols and 7 chains — streamed the moment they hit the mempool.
Built for agents.
MCP-native, on-chain identity.
Plug defiborrow into Claude, Cline, or your own runtime. Real-time rates, TVL, whale flows and rule-based signals — exposed as 9 typed tools over JSON-RPC 2.0.
9 typed endpoints
get_recent_events
Last N on-chain lending events
get_events_by_type
Filter by borrow / supply / liquidation
get_whale_activity
Track wallets > $10M
get_liquidations
Liquidation feed with collateral
get_lending_rates
Live borrow & supply APY by market
get_earn_markets
Highest yield, ranked
find_best_borrow
Lowest cost of capital, any asset
find_best_yield
Highest deposit yield, any asset
subscribe_realtime_signals
Open a streaming subscription
On-chain trust for autonomous agents
On-chain identity, reputation, and validation for autonomous agents. Discoverable by AgentID, reviews are immutable, services are verifiable.
🌾 Borrow to Farm Opportunities
Borrow low-rate tokens → Add to LP (Uniswap/Meteora) → Earn high APY
| LP Pool | Chain | LP APY | Borrow Token | Borrow Platform | Borrow Rate | Net APY 🎯 ▼ | TVL | Risk | Actions |
|---|
💡 How Borrow-to-Farm Works
Strategy Flow:
- Borrow tokens (e.g. WETH, USDC) at low rates from lending protocols (Morpho, AAVE, etc.)
- Add borrowed tokens to LP pools (Uniswap/Meteora)
- Earn LP trading fee yields
- Net yield = LP APY - Borrow Rate
⚠️ Risk Warning:
- Impermanent Loss: Token price volatility may reduce LP value
- Liquidation Risk: Maintain healthy collateral ratio in lending protocols
- Rate Volatility: Borrow rates may increase, compressing net yield
- Liquidity Risk: Insufficient Uniswap pool liquidity may affect exits
Recursive leverage,
modeled to round.
Pick a market, supply collateral, borrow against it, redeposit. defiborrow runs the geometric series and shows your effective APY, total exposure, and round-by-round LTV creep.
Strategy parameters
⚠ Liquidation risk increases with each loop. Maintain a buffer below max LLTV.
Projected position
| # | BORROWED | NEW COLLATERAL | TOTAL COLLATERAL | TOTAL BORROW | EFF. LTV |
|---|
Aggregated signals,
tuned for next action.
Eight rule-based detectors run continuously across the indexed flow. Subscribe via Telegram or webhook, $0.0001 per event — wallet-funded, no API keys.
Utilization ≥ 98% · TVL ≥ $10M
| PROTOCOL | ASSET | CHAIN | UTIL | TVL |
|---|---|---|---|---|
| LOADING… | ||||
Borrow cap used ≥ 85%
| PROTOCOL | ASSET | CHAIN | BORROWED | CAP | USED |
|---|---|---|---|---|---|
| LOADING… | |||||
Supply APY +3pp or 2× / 24h
| PROTOCOL | ASSET | CHAIN | APY (24h ago) | CURRENT APY | Δ |
|---|---|---|---|---|---|
| LOADING… | |||||
Borrow cap raised ≥ 1.5× · last 48h
| PROTOCOL | MARKET | CHAIN | OLD | NEW | WHEN |
|---|---|---|---|---|---|
| LOADING… | |||||
Market frozen / borrowing disabled · last 48h
| PROTOCOL | MARKET | CHAIN | CHANGE | WHEN |
|---|---|---|---|---|
| LOADING… | ||||
Vault net flow ≥ $1M · last 24h
| PROTOCOL | ASSET | CHAIN | IN | OUT | NET |
|---|---|---|---|---|---|
| LOADING… | |||||
Free signals — follow on Telegram
@difirates · Daily picks
Daily best supply / borrow / arbitrage opportunities, pushed at 22:00 (UTC+8). Curated, no setup.
Open channel ↗OnChain Lending · live feed
Public stream of whale events ≥ $10M. No filters — every alpha-tier event lands here in real time.
Open channel ↗Paid signals — your custom rules
Custom subscriptions
Wallet sign-in, USDC top-up. Subscribe to any combination of chain · protocol · event type · min amount. $5 free credits on first rule.
Manage subscriptions →Webhook
Each subscription rule can POST to your endpoint. HMAC secret + retries built-in.
See docs ↗x402 / API
Pay-per-call HTTP. $0.01 / call. Drop into any agent loop — no key rotation, no signup.
See docs ↗Strategy desk, primed for the next move.
Save multiple private strategies under one wallet: configure filters, preview hits, and toggle Telegram / webhook delivery on demand. $0.0001 per event, USDC top-up, owner-only.
Credits balance
My Strategies
| STRATEGY | FILTERS | 24H | DELIVERY | ACTIONS |
|---|---|---|---|---|
| No strategies yet. Create your first one from the top right. | ||||
Edit strategy
Strategy timeline
Pool event timeline.
A chronological view of lending events related to this pool.
| TIME | EVENT | ASSET | AMOUNT USD | USER | TX | FOLLOWUP |
|---|
Compose a query.
See the hits immediately.
Pick a dataset, stack the filters, preview the matches, then save the query as a signal once it looks right.
| # | TIME | WALLET | ASSET | AMOUNT | PROTOCOL | CHAIN | FOLLOW-UP | TX |
|---|---|---|---|---|---|---|---|---|
| — no results yet — | ||||||||
🤖 ERC-8004 On-Chain AI Agent
Ethereum AI Agent Trust Layer Standard
🤖 Our Agent ID
🔌 MCP API Service
We provide a remote MCP endpoint that allows any AI agent to access real-time DeFi lending data and on-chain event monitoring.
https://defiborrow.loan/mcp
🧠 AI Skill Quick Start
Let your agent read the skill and start subscriptions automatically. Run the command below to begin.
curl -s https://defiborrow.loan/skill.md
📋 What is ERC-8004?
ERC-8004 is an AI Agent on-chain trust layer standard developed by MetaMask, Ethereum Foundation, Google, and Coinbase. It enables AI Agents to register identity, build reputation, and receive validation on-chain.
🔗 Our Integration
On-Chain Identity
Our lending monitor will register as an ERC-8004 Agent with verifiable on-chain identity (AgentID NFT)
Reputation System
Users can rate service quality on-chain, building verifiable reputation records
Validation Service
Our AI Validator will serve as an ERC-8004 validator, providing DeFi transaction verification
🎁 Benefits for Users
- 🔍On-chain Discovery: Find our service directly via AgentID on-chain
- 📊Transparent Reputation: See real user reviews, not platform claims
- 🔒Verifiability: Service quality recorded on-chain, immutable