Crypto + AI: Built for Machines
Don't open a bank account for your AI.
In the age of agents, KYC, billing cycles, and refund windows are insults to compute. Your agent needs real-time data and a native payment rail.
We refuse to be drained by the old order. Here, we speak only Crypto.
Built on x402: 0‑friction access. 0 identity checks. 100% machine‑native.
Infrastructure for the next species.
Live Subscriber Showcase
● LIVEReal paying subscribers using DefiBorrow API. Data updates in real-time.
- Net outflow > $50M
- Borrow surge (1h > 3x 24h avg)
- Repay surge (1h > 2x 24h avg)
- Withdraw net outflow > $50M
- Cross-chain sync borrow (≥2 chains)
- Borrow spread > 150 bps
- Flashloan intensity > 30%
- Whale ratio > 70% (>$10M)
Pricing Plans
Pay-per-Event
Prepaid Credits, charged per notification. Perfect for AI Agents and occasional users.
- Run the command above to fetch the Skill doc
- Let your agent first ask what to subscribe to (e.g., ETH borrow/repay > $10k)
- Do not build on-chain listeners or query protocol contracts (e.g., Aave). Use DefiBorrow API only
- Choose webhook or x402 and mention pricing: webhook via /api/per-event/pricing; x402 price in 402 response
Connect Wallet
Filter Configuration
Alpha Signal
- Large deposits/borrows (≥$10M)
- Complex strategies (leverage loops, arbitrage, etc.)
- Directional trades (long/short signals)
- Large stablecoin operations (≥$500K)
Notification Target
Topup & Create Rule
Supported Protocols
Get Started Now
Join our Telegram channel for free real-time lending event notifications
📢 @onchain_lending_enRedefining "Smart Money"
What is smart money?
An 80% win‑rate legend? A lucky 100x meme buyer? Not in our book. That's survivorship bias.
Real smart money doesn't bet on luck. It seeks certainty—exploiting protocol spreads, ignoring price direction, compounding via lending loops.
Gamblers watch candles. We watch the arbitrageurs.
Powered by x402 Protocol for crypto payments
Questions or feedback? Telegram
AI Smart Recommendations
Experimental| Protocol | Chain | Asset | Supply APY | Total Supply (TVL) | Utilization | Earn |
|---|
| Protocol | Chain | Collateral | Borrow Asset | Borrow APY | Supply APY | LLTV | Actions |
|---|
| Protocol | Chain | Asset | Supply APY | Total Supply (TVL) | Utilization | Earn |
|---|
| Protocol | Chain | Asset | Supply APY | Total Supply (TVL) | Utilization | Earn |
|---|
Borrow rates across the stack.
Filtered for TVL ≥ $1M and utilization ≤ 99%. Click any row to push it to the looping calculator.
On-chain lending, decoded in real time.
Live lending events ≥ $10K
Whale flows, liquidations, flashloan bursts and rate dislocations across 14 protocols and 7 chains — streamed the moment they hit the mempool.
Built for agents.
MCP-native, on-chain identity.
Plug defiborrow into Claude, Cline, or your own runtime. Real-time rates, TVL, whale flows and rule-based signals — exposed as 9 typed tools over JSON-RPC 2.0.
9 typed endpoints
get_recent_events
Last N on-chain lending events
get_events_by_type
Filter by borrow / supply / liquidation
get_whale_activity
Track wallets > $10M
get_liquidations
Liquidation feed with collateral
get_lending_rates
Live borrow & supply APY by market
get_earn_markets
Highest yield, ranked
find_best_borrow
Lowest cost of capital, any asset
find_best_yield
Highest deposit yield, any asset
subscribe_realtime_signals
Open a streaming subscription
On-chain trust for autonomous agents
On-chain identity, reputation, and validation for autonomous agents. Discoverable by AgentID, reviews are immutable, services are verifiable.
🌾 Borrow to Farm Opportunities
Borrow low-rate tokens → Add to LP (Uniswap/Meteora) → Earn high APY
| LP Pool | Chain | LP APY | Borrow Token | Borrow Platform | Borrow Rate | Net APY 🎯 ▼ | TVL | Risk | Actions |
|---|
💡 How Borrow-to-Farm Works
Strategy Flow:
- Borrow tokens (e.g. WETH, USDC) at low rates from lending protocols (Morpho, AAVE, etc.)
- Add borrowed tokens to LP pools (Uniswap/Meteora)
- Earn LP trading fee yields
- Net yield = LP APY - Borrow Rate
⚠️ Risk Warning:
- Impermanent Loss: Token price volatility may reduce LP value
- Liquidation Risk: Maintain healthy collateral ratio in lending protocols
- Rate Volatility: Borrow rates may increase, compressing net yield
- Liquidity Risk: Insufficient Uniswap pool liquidity may affect exits
Recursive leverage,
modeled to round.
Pick a market, supply collateral, borrow against it, redeposit. defiborrow runs the geometric series and shows your effective APY, total exposure, and round-by-round LTV creep.
Strategy parameters
⚠ Liquidation risk increases with each loop. Maintain a buffer below max LLTV.
Projected position
| # | BORROWED | NEW COLLATERAL | TOTAL COLLATERAL | TOTAL BORROW | EFF. LTV |
|---|
Aggregated signals,
tuned for next action.
Eight rule-based detectors run continuously across the indexed flow. Subscribe via Telegram or webhook, $0.0001 per event — wallet-funded, no API keys.
Utilization ≥ 95% · TVL ≥ $10M
| PROTOCOL | ASSET | CHAIN | UTIL | TVL |
|---|---|---|---|---|
| LOADING… | ||||
Borrow cap used ≥ 85%
| PROTOCOL | ASSET | CHAIN | BORROWED | CAP | USED |
|---|---|---|---|---|---|
| LOADING… | |||||
Supply APY +3pp or 2× / 24h
| PROTOCOL | ASSET | CHAIN | APY (24h ago) | CURRENT APY | Δ |
|---|---|---|---|---|---|
| LOADING… | |||||
Borrow cap raised ≥ 1.5× · last 48h
| PROTOCOL | MARKET | CHAIN | OLD | NEW | WHEN |
|---|---|---|---|---|---|
| LOADING… | |||||
Market frozen / borrowing disabled · last 48h
| PROTOCOL | MARKET | CHAIN | CHANGE | WHEN |
|---|---|---|---|---|
| LOADING… | ||||
Vault net flow ≥ $1M · last 24h
| PROTOCOL | ASSET | CHAIN | IN | OUT | NET |
|---|---|---|---|---|---|
| LOADING… | |||||
Free signals — follow on Telegram
@difirates · Daily picks
Daily best supply / borrow / arbitrage opportunities, pushed at 22:00 (UTC+8). Curated, no setup.
Open channel ↗OnChain Lending · live feed
Public stream of whale events ≥ $10M. No filters — every alpha-tier event lands here in real time.
Open channel ↗Paid signals — your custom rules
Custom subscriptions
Wallet sign-in, USDC top-up. Subscribe to any combination of chain · protocol · event type · min amount. $5 free credits on first rule.
Manage subscriptions →Webhook
Each subscription rule can POST to your endpoint. HMAC secret + retries built-in.
See docs ↗x402 / API
Pay-per-call HTTP. $0.01 / call. Drop into any agent loop — no key rotation, no signup.
See docs ↗My Strategies
Manage strategies from a list first, then enter either the editor or the viewer. The editor configures filters; the viewer focuses on received data.
| Strategy | Filters | 24h | Delivery | Actions |
|---|---|---|---|---|
| No strategies yet. Create your first one from the top right. | ||||
🤖 ERC-8004 On-Chain AI Agent
Ethereum AI Agent Trust Layer Standard
🤖 Our Agent ID
🔌 MCP API Service
We provide a remote MCP endpoint that allows any AI agent to access real-time DeFi lending data and on-chain event monitoring.
https://defiborrow.loan/mcp
🧠 AI Skill Quick Start
Let your agent read the skill and start subscriptions automatically. Run the command below to begin.
curl -s https://defiborrow.loan/skill.md
📋 What is ERC-8004?
ERC-8004 is an AI Agent on-chain trust layer standard developed by MetaMask, Ethereum Foundation, Google, and Coinbase. It enables AI Agents to register identity, build reputation, and receive validation on-chain.
🔗 Our Integration
On-Chain Identity
Our lending monitor will register as an ERC-8004 Agent with verifiable on-chain identity (AgentID NFT)
Reputation System
Users can rate service quality on-chain, building verifiable reputation records
Validation Service
Our AI Validator will serve as an ERC-8004 validator, providing DeFi transaction verification
🎁 Benefits for Users
- 🔍On-chain Discovery: Find our service directly via AgentID on-chain
- 📊Transparent Reputation: See real user reviews, not platform claims
- 🔒Verifiability: Service quality recorded on-chain, immutable